TCK-PCI4 Practice Test

TCK-PCI4 practice test: what's covered

• Current v4.0.1 status
• scope
• TRA
• MFA
• TPSP
• e-commerce

Free TCK-PCI4 sample questions

1. A merchant starts its annual PCI assessment in July 2026 and asks whether PCI DSS v4.0 can still be used because last year's workbook used that version. What should the assessor tell the project manager?

   • A. Use PCI DSS v3.2.1 until the acquiring bank requests an upgrade.
   • B. Use PCI DSS v4.0 because it remains active alongside v4.0.1.
   • C. Use PCI DSS v4.0.1 because PCI DSS v4.0 was retired and v4.0.1 is the supported standard.
   • D. Skip the version decision until the final Report on Compliance is drafted.
   Show answer

   Correct: C. PCI SSC stated that v4.0.1 became the supported active version after PCI DSS v4.0 retirement. The other choices leave the team on a retired or undefined baseline, which would create evidence gaps and rework during the assessment.

2. A compliance lead says the v4.0.1 update added many new controls, so every control owner must rewrite their evidence plan from scratch. Which response best matches the PCI SSC publication note?

   • A. v4.0.1 is a limited revision with clarifications, not a new set of added or deleted requirements.
   • B. v4.0.1 removed all future-dated requirements and replaced them with best-practice notes.
   • C. v4.0.1 applies only to card issuers and does not affect merchants or service providers.
   • D. v4.0.1 requires all entities to use the customized approach for every requirement.
   Show answer

   Correct: A. The PCI SSC v4.0.1 note describes a limited revision and says there are no new or deleted requirements. Teams still need to handle clarifications, but treating the update as a full replacement or customized-only model is inaccurate.

3. A payment-security manager is updating a 2026 PCI readiness tracker. Which items should be marked as assessment-relevant current-state facts? Choose two.

   • A. Future-dated PCI DSS v4.x requirements should be treated as effective after 31 March 2025.
   • B. PCI DSS v3.2.1 remains acceptable for entities that completed an SAQ before 2024.
   • C. PCI DSS v4.0.1 is the version to anchor current documentation and evidence mapping.
   • D. Targeted risk analysis can replace all testing evidence when a control is expensive.
   Show answer

   Correct: A and C. By 2026, teams should treat the v4.x future-dated requirements as effective and map evidence to v4.0.1. Old-version exceptions and using TRA as a substitute for testing are not supported readiness positions.

4. A SaaS checkout flow posts cardholder data directly from the browser to a payment provider, while the merchant site can alter the payment page JavaScript. Which scoping conclusion is most defensible?

   • A. The merchant has no PCI scope because card data never lands on its database.
   • B. Only the payment provider is in scope because it receives the cardholder data.
   • C. The merchant systems that can affect payment-page security remain in PCI scope.
   • D. The browser session is out of scope because customers own their own devices.
   Show answer

   Correct: C. PCI scope includes systems that store, process, transmit, or can impact account-data security. Even when a provider receives card data, merchant-controlled scripts and page components can affect the payment flow and need evidence.

5. During discovery, the team finds an internal reporting server that never stores PAN but has unrestricted admin connectivity into the database segment that stores cardholder data. How should it be treated for scope planning?

   • A. Out of scope because it does not directly store PAN or sensitive authentication data.
   • B. In or connected-to scope because it can impact the security of the cardholder data environment.
   • C. Automatically eligible for SAQ A because it is only a reporting workload.
   • D. Excluded if the system owner signs a risk acceptance statement.
   Show answer

   Correct: B. Systems that can impact CDE security are relevant to scope even without direct PAN storage. A risk acceptance statement or workload label does not remove connectivity impact; segmentation or access reduction must be proven.

Last updated: 2026-10-19

TCK-PCI4 practice test FAQ